Meet the Team

Steven M. Seide, CFP®, AIF®, CLU®, ChFC®


Steve is an Investment Adviser Representative with Commonwealth Financial Network®. He is a graduate of the University of Pennsylvania (1976) and founder of the Seide Financial Group. In 1978 and 1979, he earned his Chartered Life Underwriter® and Chartered Financial Consultant® designations. In 2002, he completed his CERTIFIED FINANCIAL PLANNERTM certification and in 2006 became an Accredited Investment Fiduciary® designee.

Steve's personal goal is, and has always been, to find ways to help other people strive to reach their goals. His development of the Strategies for Generations™ process has been a key factor in achieving that goal. This process involves more than just financial planning in that the focus is on the "whole person concept." Steve believes that it is important to be successful in business and at home. Health and well-being must also be considered. Preparing for the future is extremely important, but living in the present and appreciating each day is vital.

Steve and Claire reside in Downingtown, Pennsylvania. They cherish their journey through life together and are blessed with a wonderful family: Josh, Paula, Stella and Leonardo, Marilyn, Patrick, and Hunter.

Todd W. Cottingham, MBA, AIF®

Managing Partner, Financial Advisor

Todd is an Investment Advisor Representative with Commonwealth Financial Network. He is a graduate of the University of Memphis, BBA Economics and Drexel University, MBA. He holds FINRA Series 7 and 66 securitites registrations, life/health/disability insurance licenses, and is an Accredited Investment Fiduciary designee.

Leveraging a team-based, holistic planning approach, Todd and Seide Financial Group help clients obtain a clear, comprehensive view of their entire financial landscape, helping them to fully integrate their personal, business, tax, and estate planning goals.  Todd’s objective is to apply the Strategies for Generations™ process to give clients confidence in their financial plan so they may focus their time and energy to achieve their dreams.

Todd and Jo Cottingham reside in Chester Springs, Pennsylvania, and are active in the community.  They are blessed with two wonderful children, Joseph and Emery.

Michael D. Barone, AIF®

Financial Advisor

Michael graduated summa cum laude from West Chester University of Pennsylvania, earning a bachelor’s degree in finance. In addition to his time at West Chester University, Michael has had numerous years of financial experience focusing on wealth management and protection planning. He holds FINRA Series 7 and 66 securitites registrations, life/health/disability insurance licenses, and is an Accredited Investment Fiduciary designee.

Outside of the financial industry, Michael has spent several years working alongside the professionals at Integrated Health and Wellness Center. As a certified personal trainer and health coach, Michael excelled at the opportunity to help clients reach their physical and healthy lifestyle goals. His financial background, as well as his unique experience as a certified personal trainer, have provided Michael with the tools necessary to serve a multitude of business professionals and individuals in achieving their financial goals.

Michael plans to continue expanding his knowledge in the financial industry by pursuing several designations that will enhance his ability to serve our community. Michael has been a resident of the Chester County area for more than 20 years and currently resides in Downingtown, Pennsylvania. In addition to Michael’s passion for finance and fitness, he is an avid automotive enthusiast, enjoys living a healthy lifestyle, and has a strong belief in family and planning for your future.

Dawn Barringer

Director of Client Services

Dawn joined Seide Financial Group in 1998 and is the Director of Client Services for Seide Financial Group.  She holds FINRA Series 6 and 63 securities registrations and life/health/disability insurance licenses. She earned a BFA in both interior design and art history from James Madison University.

In this role, she oversees all aspects of office and facility management, assists Steve, Todd, and Michael in preparing for client meetings, handles pre-/post-meeting paperwork, and maintains all client activities and files. Additionally, she assists in trade execution, opening new accounts, and supervises the office compliance and licensing. If you have any questions about a particular office procedure/process, Dawn is the person to contact.

Dawn loves working with our clients to achieve their goals and make processes easier. She lives in Glenmoore, Pennsylvania, with her husband, Pete, and their children, Casey and JT. In her free time, she enjoys travel, sports, various arts/crafts, and yoga.