Spiritual

Thoughts

• Gratitude for each day to make a difference.
  
• Opportunities abound to find enjoyment.
  
• Sharing our time and talents with others.
  
• Giving to those less fortunate.
  
• Consider yoga or meditation to help in self-awareness.
  

Financial Ideas

• Financial gifts (cash, appreciated securities, or insurance) to churches and synagogues; present and future.
  
• Funding charitable trusts and foundations.
  
• Financial gifts (in all forms) to others is an act of caring.